This book offers a practical guide for individuals who are struggling with debt and seeking a way to take back control of their finances. By introducing the E+S=P system, the book presents a clear and actionable framework that combines elements such as earning, saving, and planning to promote financial stability. Readers can expect to find advice, tools, and strategies for assessing their current situation, developing effective money habits, and creating a sustainable path out of debt. The book aims to empower individuals to make informed decisions and achieve lasting financial well-being.