BRAD KLONTZ, PSYD, CFP, is an Associate Professor of Practice at Creighton University Heider College of Business and co-founder of the Financial Psychology Institute. A clinical psychologist and Certified Financial Planner practitioner, he received the Innovative Practice Presidential Citation from the American Psychological Association and two Montgomery-Warschauer Awards from the Journal of Financial Planning.

CHARLES CHAFFIN, PHD, is a Professor of Practice at Iowa State University and co-founder of Money and Risk Inventory as well as the Psychology of Financial Planning Specialist programs. He has authored or co-authored nine books translating behavioral science into practical strategies, and coaches advisors and firms on how to understand and address client biases and behaviors.

PAUL T. (TED) KLONTZ, PHD, is an Associate Professor of Practice of Financial Psychology and Behavioral Finance at Creighton University's Heider College of Business and co-founder of the Financial Psychology Institute. He has more than 40 years' experience in counseling and consulting.