Michael C. Nwogugu , is an author, serial entrepreneur and consultant who has held senior management, Board-of-Directors and Advisory Board Member positions in companies in the U.S., Barbados, France, India and Nigeria. Mr. Nwogugu wrote the following books: Risk In the Global Real Estate Market (2012); Illegal File-sharing Networks, Digital Goods Pricing And Decision Analysis (2016); Anomalies In Net Present Value, Returns And Polynomials; And Regret Theory In Decision-Making (2017); Indices, Index Funds And ETFs - Exploring HCI, Nonlinear Risk And Homomorphisms (2019); Complex Systems, Multi-Sided Incentives And Risk Perception In Organizations (2019); Earnings Management, Fintech-Driven Incentives and Sustainable Growth: On Complex Systems, Legal and Mechanism Design Factors (2020); and Geopolitical Risk, Sustainability and "Cross-Border Spillovers" in Emerging Markets (forthcoming 2021). Mr. Nwogugu's research articles have been cited in science journals such as: International Journal of Approximate Reasoning; European Journal of Operational Research; Expert Systems With Applications; Applied Mathematics & Computation; Neural Computing & Applications; Applied Soft Computing; Journal Of Business Research; Information Fusion; Computers & Industrial Engineering; Journal of Experimental Psychology - Learning, Memory & Cognition; Mathematical Methods of Operations Research; Physica-A; Europhysics Letters; International Journal of Project Management; Regional Science & Urban Economics; Journal of Regional Science; the Proceedings Of The National Academy of Sciences of the US (PNAS); Complexity (Wiley + Hindawi); Brain & Cognition; Management Decision; Journal of Grey Systems; Economic Modelling; International Journal of Fuzzy Systems; IEEE Transactions on Software Engineering; Frontiers of Information Technology & Electronic Engineering, and Service Business. Mr. Nwogugu earned degrees from the University of Nigeria (Nigeria); City College Of New York (New York City, USA) and Columbia University (New York City, USA).